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Belajar Dari Krisis Amerika

Ibarat karena nila setitik, rusak susu sebelanga. Dan di kolam susu inilah tampaknya warga dunia tengah menunggu kapan giliran nila itu datang yang akan benar-benar melumpuhkan sendi perekonomian di negaranya masing-masing, tak terkecuali kita di Indonesia.

Dan kini kita paham bahwa kondisi yang cukup serius kali ini memang awalnya bermula dari krisis nasional di AS, yang kemudian menyebar dengan cepat ke seluruh dunia. Namun jelas bahwa ia bukanlah penyebab utamanya seperti yang dituding oleh sejumlah media (lihat 'Runtuhnya Pusat Kapitalisme', Editorial Harian Radar Bogor, 27/09/08).

Yang menjadi benang merah dari rentetan krisis ini justru adalah penerapan globalisasi dimana roda perekonomian banyak negara di dunia digantungkan. Sebab dalam sistem ekonomi global yang tengah dipraktikkan banyak negara saat ini, krisis yang dialami suatu negara akan menular bak virus ke negara-negara lain, khususnya bila krisis itu bermula dari negara-negara maju dan yang punya otoritas dalam peta perkonomian dunia.

Meski belum memiliki definisi yang mapan, istilah globalisasi banyak dihubungkan dengan peningkatan keterkaitan dan ketergantungan antarbangsa dan antarmanusia di seluruh dunia dunia melalui perdagangan, investasi, perjalanan, budaya populer, dan bentuk-bentuk interaksi yang lain sehingga batas-batas suatu negara menjadi bias (wikipedia.com).

Di alam globalisasi inilah, kesalingbergantungan antara negara satu dengan negara lain terjalin begitu kuat. Dengan begitu, sebuah negara yang telah maju diharapkan akan merangsang perekonomian negara-negara yang sedang berkembang lewat sistem pasar bebas yang saling terhubung dan kompetitif. Tak heran bila globalisasi dipercaya akan mampu membawa kemaslahatan pada segenap umat manusia di dunia.

Sebuah niat yang kedengarannya cukup mulia memang. Dan sejak diterapkan pada era 80-an, globalisasi menjadi sistem ekonomi (mencakup juga aspek sosial, budaya, dan komunikasi) yang populer di banyak negara. Tak terkecuali bagi negara kita tercinta yang kala itu berada di bawah rezim Orde Baru.

Tapi dengan adanya krisis global ini, untuk pertama kalinya kita disadarkan, betapa sistem globalisasi yang tengah dipraktikkan kebanyakan negara saat ini, ternyata juga berpotensi membawa umat manusia pada krisis berkepanjangan. Ditambah lagi betapa globalisasi ekonomi dunia kian hari kita lihat semu dan banal, yakni di mana triliunan dollar AS diperjualbelikan dan dipermainkan di pasar modal, tetapi hanya sebagian saja diantaranya yang benar-benar menyentuh sektor riil.

Dengan kondisi kesalingterhubungan dan kesalingbergantungan inilah globalisasi ekonomi menciptakan budaya ekonomi sebagai jaringan terbuka (open network) yang rawan terhadap kemacetan di suatu titik jaringan dan serangan virus ke seluruh jaringan. Serangan virus (semisal kemacetan likuiditas) di sebuah titik jaringan (seperti AS) dengan cepat menjalar ke seluruh jejaring global tanpa ada yang tersisa.

Maka di titik ini pulalah kita sadar betapa Indonesia sebagai salah satu peserta yang turut serta dalam sistem ekonomi global, cukup rentan terkena dampak krisis ini.

Sejatinya, krisis global ini memang lebih banyak berpengaruh pada industri keuangan, khususnya pasar modal. Ruang gerak pasar modal itu sendiri belum meluas bagi usaha dan bisnis yang dijalankan bagi kebanyakan masyarakat Indonesia.

Bisa disimak bahwa roda perekonomian di Kota Bogor sendiri lebih banyak digerakkan oleh sektor riil dan usaha kecil menengah (UKM). Kebanyakan dari mereka menjalankan usaha yang tak memiliki persinggungan langsung dengan investor, juga dikerjakan oleh SDM dari dalam negeri sendiri.

Karenanya, kita selaku warga Bogor patut menjadikan peristiwa krisis global saat ini sebagai momentum dalam mendukung segenap pelaku bisnis dan UKM kota Bogor. Sebab, sejarah negeri ini telah membuktikan bahwa para pelaku bisnis dan UKM-lah yang mampu bertahan ketika krisis menerpa Indonesia di tahun 1998.

Dan kepada merekalah kita bisa berharap krisis global kali ini takkan mampir ke Indonesia. (sumber: http://prys3107.blogspot.com/)

Berita Terkait

Komentar (101)

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19 Maret 2017 - 00:41:50 WIB

El plazo de devolución que suelen poner a sus clientes en los préstamos
es de 30 días.

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19 Maret 2017 - 02:09:28 WIB

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19 Maret 2017 - 12:24:59 WIB

Y es que los créditos on-line rápidos nos permitirán salir de cualquier apuro
económico, pues de la misma manera que nos ayudan a financiar un bien de
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20 Maret 2017 - 02:53:33 WIB

Además, los bancos también comercializan los llamados 'créditos preconcedidos', que son un tipo
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20 Maret 2017 - 02:56:56 WIB

Por tanto, si pedimos préstamos personales de
importes elevados, las condiciones que deberemos reunir serán mucho más estrictas que si solicitamos créditos de menores cantidades, ya que el riesgo de morosidad que asumiría la entidad si nos prestara el dinero sería mucho más alto y, en consecuencia,
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20 Maret 2017 - 03:33:12 WIB

Suficientes: nuestros ingresos deben permitirnos hacer frente
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20 Maret 2017 - 07:18:18 WIB

Tanto la solicitud de los minicréditos como de los créditos rápidos online es muy sencilla, tan sólo hay que
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20 Maret 2017 - 11:59:36 WIB

Antes de acudir a una entidad financiera para pedir financiación, debemos de analizar nuestra situación specific y valorar
los requisitos de acceso más comunes de los préstamos personales cómo puede ser tener un nivel adecuado de ingresos,
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20 Maret 2017 - 12:35:06 WIB

Además, ofrecen muchas ventajas poco habituales en los productos bancarios,
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prestamos con asnef
25 Maret 2017 - 05:10:50 WIB

Yo sabía que esa y otras listas de morosos, como RAI,
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